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Admissions . Financing Your Education . Payment Options 

Payment Options

A payment plan is an interest-free option that makes paying your remaining expenses manageable by dividing them into monthly payments. You can use a payment plan on its own, or combine it with financial aid, scholarships, and loans.

Once you have determined your bottom line costs owed to CIA (what you still owe for tuition, room and board, and fees, after scholarships, grants, and federal or state grants), you can create a plan using a combination of these options below. 

Option 1: Direct Cash Payment 

If you are making a cash payment, the remaining balance is due in early August for the fall semester and mid-December for the spring semester. 

Option 2: Monthly Payment Plan

Through a third-party authorized vendor, you can set-up a monthly payment plan. This allows you to pay for the balance on your Student Accounts statement in monthly installments as opposed to one full payment each semester. The monthly payment plan divides your billing statement balance into more manageable payments, letting you to pay as you go. This is not a loan and there are no interest fees. There is a $70 enrollment fee in this plan for the year (recommended) or $40 fee for one semester. Your first payment will be due when you enroll.

The full year plan, for fall and spring semesters, must be initiated prior to:

  • July 5 for 10-month payment plan
  • August 5 for 9-month payment plan
  • The first day of classes, for 8-month payment plan

The spring semester payment plan must be initiated prior to:

  • December 5 for 5-month payment plan
  • January 5 for 4-month payment plan

You will receive payment plan enrollment information when you receive your fall billing statement in June. Billing statements are posted on myCIA.

If you have questions or need additional assistance with setting up the payment plan, you may contact our Office of Student Accounts at 216.421.7318. 

Option 3: Parent PLUS Loan 

This loan is available to help parents of dependent undergraduate students with college expenses, such as tuition, room and board, books and supplies, and personal expenses. A parent may borrow a PLUS loan up to the cost of attendance minus any other financial aid their student receives. The student and parent must meet eligibility requirements, including U.S. citizenship. Federal/Direct PLUS have a fixed interest rate of 6.84% and a 4.272% origination fee.

A CIA PLUS Application must be completed by the parent and student.

Option 4: Private Education Loans

This type of loan is made available by private banks to credit-worthy students (or students with credit-worthy co-borrowers), who need to borrow additional loan funds to pay for college expenses. Repayment generally does not begin until six months after graduation, although interest does accrue while the student is in school and the loan is in deferment. You are allowed to borrow a private alternative loan for an amount up to the cost of attendance minus any other financial aid you receive. 

Applications for a Private Education Loan must be initiated by the parent or student. Borrowers have the right to choose the lender of their choice. The Cleveland Institute of Art does not endorse any Private Education Loan lender. Loan information for service lenders and a link to apply for a Private Education (Alternative) Loan is available at the Great Lakes Higher Education Corporation (GLHEC) FastChoice website.

Disbursement of Financial Aid 

Financial aid awards are posted to your student account (or disbursed) until you have reviewed and accepted the award package via our online tool, NetPartner. Through NetPartner, you can review your financial aid award options, accept (or decline) each component of your award package, and see whether additional documents are needed to complete your financial aid documentation.

Disbursement will be made to your student account beginning the third week after the start of each semester; provided all of your required financial aid documents are received and your financial aid file is complete. Your financial aid file is considered complete when you have returned all required forms to the Office of Financial Aid, and have completed registration for classes. 

If you have funds remaining after your financial aid has been credited toward tuition, fees, and room and board, you will have a credit balance on your account.  Students who have a credit balance (sometimes called an overage) on their account are entitled to a refund. The Office of Student Accounts will issue a refund to students with a credit balance on their account when all funds are received (there are occasional delays from funding sources). The credit balance will be disbursed as soon as possible, but no later than 14 days after the date the credit balance occurred on the student’s account.

Refunds are sent electronically, provided you have submitted the appropriate paperwork allowing us to direct deposit your funds to an account of your choosing. Students who wish to receive a check will be notified via email that the check is available for pick-up at the Office of Student Accounts. Unclaimed checks will be mailed to the student’s permanent address after 30 days.

Bill Payment

Billing statements for fall semester will be mailed in June. Contact the Office of Student Accounts at 216.421.7318 if you have any questions about your billing statement or making payments.

A CIA Education is Within Your Reach

A CIA Education is Within Your Reach

Take these simple steps to learn your options

Financial Aid Forms

Financial Aid Forms

Click here to access important financial aid forms, publications, and links for more information.

Office of Financial Aid

Hours
M – F 
8:30am – 4:30pm

Address

11610 Euclid Avenue
Cleveland, OH 44106

Phone
216.421.7425 or
800.223.4700

Fax
216.754.3634

Email 

financialaid@cia.edu

Still have questions?

Visit our financial aid FAQs or read our financial aid brochure.

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